Author: Renuka Sane

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On this blog:

• The exercise of discretionary powers: The case of debarment and restraint from capital markets, 20 July 2024.
• The usefulness of the CMIE household survey data for electricity research in India, 8 May 2024.
• Concerns about recent developments on SEBI's regulation-making on market rumours and insider trading, 6 May 2024.
• Assessing regulatory capability in Tamil Nadu electricity regulation: Evidence from appeals, 26 April 2024.
• The electricity chokepoint in Tamil Nadu public finance, 26 February 2024.
• Solarisation in agriculture in Tamil Nadu, 15 January 2024.
• Offshore wind in Tamil Nadu: from potential to reality, 13 January 2024.
• Evaluating capital market responses to cybersecurity incidents in Indian listed companies, 10 January 2024.

• Reducing challenges to arbitration awards: lessons from court data, 26 Octobe 2023.
• Lost in Translation: Legislative Drafting and Judicial Discretion, 7 May 2023.
• The place of short selling in the financial markets, 18 April 2023.
• Revising the Information Technology Act, 2000, 4 April 2023.
• Examining grievances and redress for pension products, 19 January 2023.
• Coping with stress: Household borrowing for debt repayment, 11 January 2023.

• Examining grievances and redress for banking products, 28 December 2022.
• Reconsidering SEBI disgorgement, 15 June 2022.
• Consumer Grievance Redress in Indian Financial Markets, 14 May 2022.
• History of disinvestment in India, 21 March 2022.
• Does financial and macro policy explain household investment in gold?, 24 January 2022.

• Distribution of self-reported health in India: The role of income and geography, 30 September 2021.
• What year in the history of an advanced economy is like India today?, 25 August 2021
• An analysis of the SEBI WhatsApp Orders: Some observations on regulation-making and adjudication, 27 May 2021
• Should consumers be restricted from storing their card data on the internet?, 26 May 2021
• Vaccination in India: how will demand change when persons above age 18 are eligible?, 27 April 2021
• Analysing India's KYC Framework: Can We Do Things Better?, 13 April 2021
• Towards better enforcement by regulatory agencies in India, 25 March 2021
• Grievance Redress by Courts in Consumer Finance Disputes, 23 March 2021
• Grievance Redress in the Financial Sector in India: Lessons from the field, 26 Februy 2021

• The problem of minimum public shareholding in public sector enterprises, 18 November 2020
• Get by with a little help from my friends (and shopkeepers): Household borrowing in response to Covid 19 , 16 November 2020
• Response to the Consultation Whitepaper on 'Strategy for National Open Digital Ecosystems (NODEs)', 12 July 2020
• Disinvestment of CPSEs in the last 6 years: Resources raised and change in government equity, 7 July 2020
• Estimating customer complaints using Twitter feeds , 13 May 2020
• Holding their breath: Indian firms in an interruption of revenue, 3 April 2020
• Isolation : A weak link in Indian public health, 29 March 2020
• Applicability of the IBC to public sector enterprises: The case of Hindustan Antibiotics Ltd, 18 February 2020

• Chennai 2015: A novel approach to measuring the impact of a natural disaster, 24 December 2019
• Elements of the low Indian labour force participation rate: The elderly, 31 October 2019
• Household debt over time, 24 May 2019
• The Indian bankruptcy reform: old defaults vs. recent ones, 11 April 2019
• Delays in deposit insurance, 9 April 2019
• Estimates of household debt in India, 29 March 2019
• Disclosures in privacy policies: Does 'notice and consent' work?, 19 February 2019
• A Maximalist Approach to Data from the IBC , 16 January 2019

• Runs on mutual funds, 12 October 2018. 
• Discrepancies in the measurement of household saving, 23 July 2018. 
• Experimentation that fosters fintech innovation in India, 18 March 2018. 
• Loan waivers as fresh start in bankruptcy, 12 March 2018. 
• Towards a data protection framework for India, 19 February 2018. 
• PenCalc: A tool for simulating pension outcomes, 25 January 2018. 

• Estimating the potential number of personal insolvency cases at the DRT, 1 December 2017. 
• Don't rush to ban promoters from the IBC process, 17 November 2017. 
• Regulating consumer finance: Do disclosures matter? The case of life insurance, 13 November 2017. 
• The accountability framework of UIDAI: Concerns and solutions, 20 August 2017. 
• Implementing loan waivers: Lessons from the 2008 All India Debt Waiver Scheme experience, 21 July 2017. 
• Issues with the regulation of Information Utilities, 12 July 2017. 
• Grievance redress and enforcement problems in the Aadhaar legal framework, 5 May 2017. 
• Emerging themes around privacy and data protection, 12 April 2017. 
• Is Aadhaar grounded in adequate law and regulations?, 22 March 2017. 
• The size of personal bank credit in India, 7 March 2017. 
• Should we be uploading FIRs on the internet?, 6 January 2017. 

• Designing the payout phase of the National Pension System, 8 December 2016. 
• SEBI's proposals on advisors and distributors, 22 November 2016.
• Direct participation in the Indian equity market: First estimates of some basic facts, 11 November 2016.
• Towards a privacy framework for India in the age of the internet, 2 November 2016.
• The Diwali effect in Delhi air quality, 28 October 2016.
• Household finance in India: The state of the art, 2016, 16 October 2016.
• Describing Delhi's air quality crisis, 13 October 2016.
• How can financial regulators combat mis-selling? Five solutions, 20 August 2016.
• Banks are unfair in their role as financial advisors / distributors, 13 August 2016.
• Privacy concerns in the Aadhaar Act, 2016, 21 July 2016. 
• Survey based measurement of the criminal justice system, 27 May 2016.
• Understanding judicial delays in India: Evidence from Debt Recovery Tribunals, 18 May 2016. 
• Analysing the Information Technology Act (2000) from the viewpoint of protection of privacy, 18 March 2016
• Elements for the proposed privacy law, 9 March 2016.
• Protecting citizens from the State: The case for a privacy law, 16 February 2016.
• Draft IRDAI regulations on insurance commissions: Going back to the beginning, 30 January 2016. 
• Concerns about compliance with IRDAI regulations by insurance companies, 28 January 2016.

• Personal insolvency: Lessons from the UK and Australia, 28 December 2015.
  
• Treatment of individual credit in the draft Insolvency and Bankruptcy Code, 5 December 2015.
  
• Setting up the ecosystem for personal credit, 21 November 2015.
• What is the cost of one-rank-one-pension?, 7 July 2015
• Voluntary participation in the National Pension System: What does the evidence show?, 16 May 2015.
  
• Concerns about Atal Pension Yojana, 5 May 2015.

• Policy puzzles of the digital nirvana, 19 December 2014.
• Elections in Maharashtra: Have the fires of nativism subsided?, 18 October 2014.
• How to strengthen the National Pension System, 9 October 2014.
• Consumer protection in Indian finance: Going from ideas to action, 27 August 2014.
• Difficulties with PFRDA's draft Aggregator regulations, 2014, 2 July 2014.

• What ails the police?, 12 May 2013.
• Mis-selling: From impressions to evidence, 30 April 2013.