Showing posts with label banking. Show all posts
Showing posts with label banking. Show all posts
Friday, July 24, 2026

Supervising what you cannot inspect

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by Maninder Singh Juneja and Renuka Sane . In traditional financial regulation, supervisors are able to inspect the thing being regulated....
Monday, December 23, 2024

Digital transformation and the paradox of financial inclusion in India

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by Suyash Rai . India has made great strides in digital technology, becoming a leading exporter of digitally delivered services to the glo...
Tuesday, April 13, 2021

Analysing India's KYC Framework: Can We Do Things Better?

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by Rishab Bailey , Trishee Goyal, Renuka Sane , and Ridhi Varma. Know-Your-Customer (KYC) norms require customers of the formal financial...
Tuesday, March 23, 2021

Grievance Redress by Courts in Consumer Finance Disputes

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by Karan Gulati and Renuka Sane . India has made progress on financial inclusion through the use of digital payments and fintech. As mo...
Monday, November 16, 2020

Get by with a little help from my friends (and shopkeepers): Household borrowing in response to Covid 19

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by Renuka Sane and Ajay Shah The lockdown in the early days of the Covid 19 pandemic in India impacted on on economic activity. Bet...
Tuesday, April 07, 2020

RBI vs. Covid-19: Understanding the announcements of March 27

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by Rajeswari Sengupta and Josh Felman . When the first cases of Covid-19 started getting reported in India, the economy was already in a ...
Monday, April 22, 2019

Unsophisticated households and banks versus securities

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by Ajay Shah. The borrowing of banks through deposits When a household deals with a bank, there is a clear promise by the bank, that th...
Tuesday, April 09, 2019

Delays in deposit insurance

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by Karan Gulati , Shubho Roy , Renuka Sane . In late 2017, the government introduced the Financial Resolution and Deposit Insurance (FRDI) ...
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