tag:blogger.com,1999:blog-19649274.post97963220780288864..comments2024-03-27T17:16:12.789+05:30Comments on The Leap Blog: Implications of the Pensions ActAjay Shahhttp://www.blogger.com/profile/03835842741008200034noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-19649274.post-11958739351790729142013-10-16T16:58:39.633+05:302013-10-16T16:58:39.633+05:30The core issue for retirement savings is not how l...The core issue for retirement savings is not how less is the charge ( PPF has none) but on how regularly are the contributions flowing in and the corpus is not touched for anything else. To that extent dont the insurance company pension plans look better?<br />Bima Managerhttps://www.blogger.com/profile/14078014232385222219noreply@blogger.comtag:blogger.com,1999:blog-19649274.post-77527930992376358242013-09-05T12:57:34.575+05:302013-09-05T12:57:34.575+05:30Great Perspective on PFRDA. You have rightly ident...Great Perspective on PFRDA. You have rightly identified 5 different tracks for future action. In my opinion the major challenge will remain track 3 which is popularizing it in unorganized sector at lower cost. It is the only track out of five, which can not be achieved with simple executive actions. <br /><br />I feel that key will be bundling with various other financial products/services with indirect financial incentives. Some thoughts in this direction are (1) All the commercial bank shall offer mandatory savings and pension account and AUM collected can be used as set off against their priority sector lending obligations (2) Bundle with pure term life insurance cover where insurance covers taper off as pension amount increases. (3) Each milestone there is some reward to the contributor e.g. for completing 60 monthly installment without interruption there is free health check up at ESIC hospitals etc. Rajan Mehtahttps://www.blogger.com/profile/02599325792588409443noreply@blogger.comtag:blogger.com,1999:blog-19649274.post-8247344775346888982013-09-04T20:33:08.913+05:302013-09-04T20:33:08.913+05:30Finally!Finally!tighttps://www.blogger.com/profile/17205088401242782688noreply@blogger.com